United Community is a regional financial institution serving the Wilmington area, including customers at its Military Cutoff Road location. The organization traces its roots to community-focused banking, emphasizing local presence and customer relationships as core elements of its identity. Historically, this type of institution has positioned itself as a neighborhood bank, balancing personal service with a broad suite of banking products to support individuals and small businesses.
Operational scope centers on everyday retail banking, commercial deposits, and advisory services designed for local residents and enterprises. The Wilmington branch offers standard services such as drive-up access, night deposits, ATMs, and branch staff support, reflecting a community-first approach to financial needs. The organization’s activities are governed by safety, soundness, and compliance standards typical of mid-size banks serving regional markets, aiming to sustain trust and continuity in local banking relationships.
Better than 76% of providers in Wilmington
In addition to the primary service, United Community also offers:
Links and information about United Community:
We’re committed to providing exceptional banking service while caring deeply for the communities we serve.
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www.wilmingtonchamber.orgUnited Bank offers a wide range of financial solutions for your personal, business, and commercial banking needs. We are conveniently located at 1612 Military Cutoff Road Wilmington NC 28403.
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www.linkedin.comRead 51 customer reviews of United Community, one of the best Finance businesses at 901 Military Cutoff Rd, Wilmington, NC 28405 United States. Find reviews, ratings, directions, business hours, and book appointments online.
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United Community is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
United Community is listed as a financial service provider in Wilmington, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask United Community to explain the terms in writing before you proceed.
To improve your chances of getting better terms from United Community, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare United Community with other providers in Wilmington and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
United Community has a rating of 4.9, which is better than 76% of providers in Wilmington.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents United Community requests. It is always best to call ahead using the phone number on this page so United Community can confirm exactly which documents you need for your specific situation.
In addition to its primary service, United Community also offers: Loan agency, ATM, Business banking service, Financial planner, Bank.