Cape Fear Lending Inc is a small, locally operated consumer finance organization based in Wilmington, North Carolina. The entity engages in providing loan products and related financial services to individuals within its service area, reflecting a regional focus rather than a national footprint. Its address at 112 N Cardinal Dr #102 situates it within a commercial corridor that supports small-business and consumer-services activity in the city.
Historically, firms like Cape Fear Lending typically evolved to serve communities with limited access to traditional banking channels, emphasizing streamlined application processes and community-oriented service delivery. Primary functions likely include evaluating borrower needs, underwriting loans, and managing customer relationships through a localized office presence. Operational scope appears to be concentrated in the Wilmington area, aligning with the firm’s neighborhood-centered positioning and proximity to clients seeking flexible funding solutions. The organization operates within the regulated financial services environment, adhering to applicable state and federal standards while serving individual consumers.
Address
112 N Cardinal Dr #102, Wilmington, NC 28405
Phone
(910) 83 37 014Better than 68% of providers in Wilmington
Links and information about Cape Fear Lending Inc:
Cape Fear Commercial is a boutique commercial real estate firm based in Wilmington, NC. We specialize in providing targeted brokerage, property management, and development services. For over 20 years, our team of elite professionals has helped owners, users, developers, and investors successfully navigate the real estate market. We are consistently recognized as an industry leader for the unique perspective we bring to every project.
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www.bbb.orgCape Fear Commercial is a boutique commercial real estate firm based in Wilmington, NC. We specialize in providing targeted brokerage, property management, and development services. For over 20 years, our team of elite professionals has helped owners, users, developers, and investors successfully navigate the real estate market. We are consistently recognized as an industry leader for the unique perspective we bring to every project.
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Cape Fear Lending Inc is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Cape Fear Lending Inc is listed as a financial service provider in Wilmington, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Cape Fear Lending Inc to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Cape Fear Lending Inc, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Cape Fear Lending Inc with other providers in Wilmington and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Cape Fear Lending Inc has a rating of 4.7, which is better than 68% of providers in Wilmington.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Cape Fear Lending Inc requests. It is always best to call ahead using the phone number on this page so Cape Fear Lending Inc can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Cape Fear Lending Inc also offers: Loan agency.