First Carolina Bank operates as a community financial institution serving the Wilmington area, with a focus on local relationship banking and personalized service. Established as part of North Carolina’s regional banking landscape, the organization emphasizes community engagement, stability, and accessible financial solutions tailored to individuals and small businesses. Its history reflects growth within the Southeastern banking corridor, emphasizing steady expansion of branch presence and customer-oriented offerings while maintaining conservative risk management practices. The Wilmington location at 5815 Oleander Drive, Suite 100, contributes to the bank’s multi-branch footprint in the region, supporting everyday banking needs, deposit services, and standard consumer products. Primary functions include accepting deposits, extending credit within prudent underwriting standards, facilitating payments, and providing financial guidance aligned with customers’ short- and medium-term goals. Operational scope centers on community-oriented financial services, with emphasis on customer service, local decision-making, and compatibility with broader state-regulated banking requirements. The bank’s activities are consistent with the expectations of a supervised, mid-sized community bank in North Carolina.
Address
5815 Oleander Dr Suite 100, Wilmington, NC 28403
Phone
(910) 47 35 935Website
firstcarolinabank.comBetter than 92% of providers in Wilmington
Links and information about First Carolina Bank:
Banking and Wealth Management
www.wilmingtonchamber.orgThis website has been established by First Carolina Bank for the sole purpose of conveying information about First Carolina Bank’s products and services and to allow communication between First Carolina Bank and its customers.
www.firstcarolinabank.comSpecialties: First Carolina Bank is a premier community financial services institution in North Carolina and has been one of the fastest growing banks in the Southeast in each of the last 6 years. We also emerged as one of safest institutions - measured by credit quality and overall liquidity.
www.yelp.comFirst Carolina Bank blog posts - read and enjoy a variety of topics for financial needs.
www.firstcarolinabank.comBranch Listing for First Carolina Bank Enter Branch City or select Branch County and click [Search] to refine results. Bank Name: First Carolina Bank HeadQuarter : 171 N Winstead Ave., Rocky Mount, North Carolina 27804 Bank Type : State Bank FDIC : 35530 Phone : (252) 937-2152... Wayne Wilkes Wilson Yadkin Yancey Branch Name Street County City State Zip Start Date Cary Branch 1405 Bradford View Drive Wake Cary NC 27519 8/3/2020 Columbia Branch 3000 Devine Street... Columbia SC 29205 3/14/2022...
www.nccob.gov[US] First Carolina Bank Account located in my Wells Fargo app.
www.reddit.comFirst Carolina Bank, North Carolina. Experience banking that goes beyond transactions, focused on building relationships that grow with you.
www.firstcarolinabank.comOther providers in Wilmington with similar ratings:
First Carolina Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
First Carolina Bank is listed as a financial service provider in Wilmington, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask First Carolina Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from First Carolina Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare First Carolina Bank with other providers in Wilmington and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
First Carolina Bank has a rating of 5.0, which is better than 92% of providers in Wilmington.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents First Carolina Bank requests. It is always best to call ahead using the phone number on this page so First Carolina Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, First Carolina Bank also offers: Bank.