Regional Finance operates as a consumer finance company providing small-dollar loan solutions through a network of branches. The organization focuses on accessible financing options for individuals who may not qualify for traditional bank loans, offering installment loans designed to fit various repayment needs. Historically, Regional Finance positions itself as a community-oriented lender prioritizing straightforward product structures and local service, with a presence in multiple states and a footprint of hundreds of branches. The company’s core functions typically include underwriting, loan servicing, collections, and customer support, all conducted within licensed regulatory frameworks. Operationally, it emphasizes branch-level interactions to assess borrowers’ financial situations, explain terms, and manage repayments, while leveraging centralized processing to support compliance and back-office activities. The Wilmington, NC location serves as a point of contact for local applicants and existing customers, integrating into the broader regional network to facilitate access to short-term credit products. This overview describes the entity’s nature, scope, and primary operating model without prescribing financial outcomes.
Address
2316 S 17th St #140, Wilmington, NC 28401
Phone
(910) 35 02 853Website
branches.regionalfinance.comBetter than 52% of providers in Wilmington
Links and information about Regional Finance:
The Finance Department is responsible for all financial transactions to include accounts payable, accounts receivable, fixed assets, payroll, cash receipts, procurement, grant reporting, financial statements, statutory reports, and financial management.
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Find answers to common questions
Regional Finance is listed as a financial service provider in Wilmington, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Regional Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Regional Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Regional Finance with other providers in Wilmington and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Regional Finance has a rating of 4.4, which is better than 52% of providers in Wilmington.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Regional Finance requests. It is always best to call ahead using the phone number on this page so Regional Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Regional Finance also offers: Loan agency.