OneMain Financial is a U.S. consumer finance company focused on providing personal loans and related products to nonprime borrowers. The organization operates through a nationwide branch network and digital channels, enabling loan origination, funding, and servicing across a broad geographic footprint. Since its origins in the early 20th century and subsequent corporate evolutions, the firm has developed a reach that spans numerous states and communities, emphasizing accessible credit options for customers with limited traditional lending relationships. Core activities include assessing credit risk, underwriting loans, and managing loan portfolios, alongside offering optional insurance and financial wellness products designed to support repayment and financial resilience. The company positions itself as a lender that looks beyond traditional credit scores to evaluate a borrower’s repayment capacity, aiming to tailor loan solutions to individual needs. Operational scope includes branch-based services as well as online applications, with a focus on transparent repayment structures and customer support throughout the loan life cycle.
Better than 60% of providers in Wilmington
Links and information about OneMain Financial:
Specialties: Small towns like Whiteville, North Carolina, are the backbone of this country. It is your hard work that makes our nation great. Occasionally, hardworking people still need a little financial backing, and the Whiteville OneMain Financial Branch is here to help. Whether you need a debt consolidation loan, an auto loan or a personal loan to pay for the new addition on your home, the team at the Whiteville OneMain wants to get you the cash you need.Visit us and let us help you...
www.yelp.comOneMain Holdings, Inc. is an American financial services holding company headquartered in Evansville, Indiana, with central offices throughout the United States. The company wholly owns OneMain Finance Corporation and its subsidiaries, through which it operates in the consumer finance and insurance industries as OneMain Financial. Its business primarily focuses on providing personal loans and optional insurance products to customers with limited access to traditional lenders, such as banks and...
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www.linkedin.comOneMain Financial 31,799 followers on LinkedIn. Our mission is to improve the financial well-being of hardworking Americans. OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. We look beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans and auto loans, credit cards and financial...
www.linkedin.comreach their goals with optimism and hope. ~1,400 Branch Locations 11 Corporate/Central Operations Locations Minneapolis, MN Evansville, IN Tempe, AZ Fort Worth, TX Irving, TX New York City, NY Baltimore, MD Wilmington, DE London, KY Charlotte, NC Fort Mill, SC About OneMain Financial
www.onemainfinancial.comAbout us, we offer personal loans with about 1,400 branches across 44 states. Learn who we are, our executive team & areas of our business.
www.onemainfinancial.comOther providers in Wilmington with similar ratings:
OneMain Financial is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
OneMain Financial is listed as a financial service provider in Wilmington, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask OneMain Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from OneMain Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare OneMain Financial with other providers in Wilmington and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
OneMain Financial has a rating of 4.5, which is better than 60% of providers in Wilmington.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents OneMain Financial requests. It is always best to call ahead using the phone number on this page so OneMain Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, OneMain Financial also offers: Loan agency.