Community Choice Financial is a consumer finance organization operating in Mississippi, providing short-term loan and related financial services to individuals and small businesses. The entity has a history rooted in serving underserved markets with accessible lending options and financial products designed to meet immediate cash needs. Its primary functions include loan origination and funding, as well as ancillary services such as check cashing and prepaid debit card access, which support everyday monetary transactions for clients. The organization maintains a network of branches across the state, facilitating local customer interaction, application processing, and account management in a storefront setting. Operational scope centers on retail, community-based finance, and service delivery tailored to moderate-income customers, with emphasis on straightforward product offerings and in-person support. The focus remains on providing timely financial access within regulatory guidelines, emphasizing community presence and direct customer service as core elements of its operations.
Better than 60% of providers in Hattiesburg
In addition to the primary service, Community Choice Financial also offers:
Links and information about Community Choice Financial:
Community Choice Financial offers the services you need to reach your financial goals: Loans, Check Cashing, and Pre-Paid Debit Cards.
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Community Choice Financial is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Community Choice Financial is listed as a financial service provider in Hattiesburg, MS and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Community Choice Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Community Choice Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Community Choice Financial with other providers in Hattiesburg and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Community Choice Financial has a rating of 4.9, which is better than 60% of providers in Hattiesburg.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Community Choice Financial requests. It is always best to call ahead using the phone number on this page so Community Choice Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Community Choice Financial also offers: Loan agency, Check cashing service, Financial institution.