Payday Loans at 6109 US-98 in Hattiesburg operates as a local finance service primarily engaged in short-term, unsecured borrowing aimed at bridging temporary cash shortfalls. The organization is part of the broader payday lending sector that serves customers who need rapid access to funds outside traditional banking channels. Historically, payday lending has evolved as a consumer finance option since its emergence in the late 20th century, expanding through state-by-state regulation and market-driven demand for quick liquidity.
Its primary functions include providing small-dollar loans for brief terms, typically repaid around the borrower’s next payday, often accompanied by fees. The operational scope of such entities generally centers on storefront accessibility, regulatory compliance, and customer intake processes designed to match loan amounts to borrower's stated need and repayment capacity within the constraints of state law. In Mississippi, as in other jurisdictions, this sector has been scrutinized for consumer impact, regulatory responses, and ongoing policy debates about lending practices and transparency.
Better than 80% of providers in Hattiesburg
Links and information about Payday Loans:
PAYDAY LENDING FACT SHEET Overview A payday loan, sometimes called a paycheck advance, is a small, short-term loan that allows a borrower to cover urgent expenses until their next paycheck. To obtain such a loan, an individual must leave a check with the lender for the amount of the loan plus any fees, to be held... of debt. This fact sheet provides information about the payday lending industry in Mississippi and nationwide, how it harms consumers, and several efforts to curb payday lending....
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sjdigitalsolutions.com1 Prepared Statement........................................... 120 Statement of Ranking Member Susan M. Collins..................... 2 Prepared Statement........................................... 128 PANEL OF WITNESSES David Silberman, Associate Director, Research, Markets, and Regulations, Consumer Financial Protection Bureau.............. 4 Mark Pearce, Director Division of Depositor and Consumer Protection, Federal Deposit Insurance Corporation................. STATEMENT OF ERIC WRIGHT,...
www.govinfo.govEDIT1: We have a main office in the city I live in. We operate several satellite location across the globe. Our fees are $30 for every $100 that is borrowed (every two weeks). We operate in about half the US - mostly in states that specifically have laws against or at least limiting payday loans.... We offer loans to customers that reputable companies (is there such a thing in the business?) would not make because of laws and limitations. We will never send an account to an outside collection...
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Payday Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Payday Loans is listed as a financial service provider in Hattiesburg, MS and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Payday Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Payday Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Payday Loans with other providers in Hattiesburg and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Payday Loans has a rating of 5.0, which is better than 80% of providers in Hattiesburg.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Payday Loans requests. It is always best to call ahead using the phone number on this page so Payday Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Payday Loans also offers: Loan agency.