1st Franklin Financial is a Southeast-based consumer finance company founded in 1941. The organization operates as a privately held lender offering installment loans and related financial services to individuals and small businesses within its service areas. Its historical footprint centers on community-oriented lending, with a focus on providing access to credit through fixed-rate, fixed-term loan products designed for straightforward repayment.
Headquartered in Georgia, the company has expanded its branch network across multiple Southern states, including Mississippi, where local offices serve residents with personal loan options and related financing services. The organization emphasizes a longstanding approach to customer service, prioritizing predictable terms, straightforward approvals, and transparent repayment schedules as part of its operating model. This aligns with its stated mission of supporting communities by facilitating access to credit through a network of neighborhood offices.
Better than 60% of providers in Hattiesburg
In addition to the primary service, 1st Franklin Financial also offers:
Links and information about 1st Franklin Financial:
Find a location in Mississippi to apply in-person for a personal installment loan. 1st Franklin Financial offers Mississippi residents loans of up to $15,000.
www.1ffc.com1st Franklin Financial Corporation 6,500 followers on LinkedIn. We are the Friendly Franklin Folks, helping you do life since 1941. Since 1941, 1st Franklin Financial Corporation has had one goal—Serving communities by offering opportunities to individuals and families through financial services. It’s been over 85 years since Founder Ben F. Cheek, Jr. made his first $34 auto loan.
www.linkedin.comGet more information for 1st Franklin Financial in Waveland, MS. See reviews, map, get the address, and find directions.
www.mapquest.comcomprised 65% of the Company's assets. The majority of the Company's revenues are derived from finance charges earned on loans and other outstanding receivables. Our remaining revenues are derived from earnings on investment securities, insurance income and other miscellaneous income. Our corporate website address is www.1FFC.com. The information posted on our website is not incorporated into this Annual Report. Our corporate website address is www.1FFC.com. The information posted on our...
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Find answers to common questions
1st Franklin Financial is listed as a financial service provider in Hattiesburg, MS and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 1st Franklin Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 1st Franklin Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 1st Franklin Financial with other providers in Hattiesburg and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
1st Franklin Financial has a rating of 4.9, which is better than 60% of providers in Hattiesburg.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 1st Franklin Financial requests. It is always best to call ahead using the phone number on this page so 1st Franklin Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 1st Franklin Financial also offers: Loan agency, Financial institution.