Minnesota First is a community-focused financial institution operating in southeastern Minnesota, with its principal location in Rochester at 1932 Viking Dr NW. The organization traces its origins to the mid-20th century, building a regional presence that centers on personalized service and local decision-making. Its history reflects steady growth from a single Rochester branch to a multi-site footprint within the region, maintaining a locally owned, independent profile throughout its development. Core functions include traditional consumer and small-business banking services, such as deposit products and loan offerings, delivered through in-person interactions and in-house leadership rather than centralized committees. The entity emphasizes a relationship-driven approach, aiming to treat customers as individuals rather than numbers, and highlights the value of enduring staff familiarity and accessible guidance. Operational scope remains anchored in southeastern Minnesota, with a focus on responsive service, flexible loan options, and straightforward processes to support community financial needs. This description focuses on the organization’s nature, history, and primary activities within its regional market.
Better than 92% of providers in Rochester
In addition to the primary service, Minnesota First also offers:
Links and information about Minnesota First:
We serve southeastern Minnesota and western Wisconsin at both Rochester and Red Wing locations, and offer banking services for consumers and business.
mnfirst.comIf you’re looking for a bank that doesn’t treat you like a number, you found it! Our customers come to us for the personalized banking services we provide.
mnfirst.comNot BBB Accredited. Bank in Rochester, MN. See BBB rating, reviews, complaints, and more.
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www.linkedin.com2112 Viking Dr Nw, Rochester, MN 55901. This Office property can be viewed on LoopNet. Established dental and orthodontic center with eight condomi
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Minnesota First is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Minnesota First is listed as a financial service provider in Rochester, MN and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Minnesota First to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Minnesota First, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Minnesota First with other providers in Rochester and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Minnesota First has a rating of 4.8, which is better than 92% of providers in Rochester.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Minnesota First requests. It is always best to call ahead using the phone number on this page so Minnesota First can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Minnesota First also offers: Loan agency, Financial institution, Bank.