Duke Payday Loans is a Minnesota-based lender operating from 2778 Commerce Dr NW, Rochester, MN 55901, with a focus on short-term financing products. The organization’s history reflects engagement in consumer credit offerings typical of localized payday services, including requirements for borrowers to meet basic eligibility criteria and repayment terms aligned with standard industry practices. Its primary functions involve providing small-dollar loans to individuals, typically with rapid application processes designed for quick access to funds, and administering short-term repayment arrangements within the scope of state regulations governing payday lending. Operationally, the entity appears to serve residents in and around Rochester, Minnesota, leveraging a physical office presence to facilitate customer interactions, loan processing, and repayment oversight. As with similar providers, activities are subject to state-level consumer credit laws and compliance requirements intended to protect borrowers and ensure transparent lending practices.
Better than 69% of providers in Rochester
Links and information about Duke Payday Loans:
Get fast payday loans online in our service for 15 minutes - within 51 miles of Rochester, New York. Payday loans online no credit check from direct lender in NY.
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www.betterpaydayloans.com.auorg/payday-lending/research-analysis/payday-loans-inc-exec- summary.pdf 18 “Payday Loans, inc.: Short on Credit, Long on Debt, Center for Responsible Lending, Uriah King and Leslie Parrish, March 31, 2011 19 “Dollar Financial, FY 2004 Year-End Operating Results... Smith, and Ellen Schloemer, July 2011, p. 11 69 U.S. Bank offers its payday loan product in all of its markets. Wells Fargo offers its product in over half of the states in which it operates. https://www.wellsfargo.com/help/...
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Find answers to common questions
Duke Payday Loans is listed as a financial service provider in Rochester, MN and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Duke Payday Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Duke Payday Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Duke Payday Loans with other providers in Rochester and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Duke Payday Loans has a rating of 4.3, which is better than 69% of providers in Rochester.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Duke Payday Loans requests. It is always best to call ahead using the phone number on this page so Duke Payday Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Duke Payday Loans also offers: Loan agency.