Affinity Plus Federal Credit Union is a member-owned financial cooperative serving individuals who share a common bond and reside or work in designated communities. Located at 3482 55th St NW in Rochester, Minnesota, the organization operates as a nonprofit financial institution that emphasizes cooperative principles, member participation, and democratic governance. Its structure is built to support financial services through a cooperative model in which members elect volunteer directors and contribute to organizational decisions.
Historically, Affinity Plus Federal Credit Union traces its evolution from community-based credit unions formed to meet the savings and borrowing needs of members. The credit union provides a range of core banking services that support everyday financial management, including deposit products and lending activities. Its operational scope centers on serving local residents and select employee groups, with a focus on accessible financial services, member education, and community engagement within its field of membership.
Better than 31% of providers in Rochester
In addition to the primary service, Affinity Plus Federal Credit Union also offers:
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Affinity Plus Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Affinity Plus Federal Credit Union is listed as a financial service provider in Rochester, MN and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Affinity Plus Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Affinity Plus Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Affinity Plus Federal Credit Union with other providers in Rochester and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Affinity Plus Federal Credit Union has a rating of 3.9, which is better than 31% of providers in Rochester.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Affinity Plus Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Affinity Plus Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Affinity Plus Federal Credit Union also offers: Federal credit union, ATM, Financial planner, Mortgage broker, Non-profit organization.