Dirigo Federal Credit Union is a member-owned financial cooperative serving Lewiston and surrounding communities in Maine. Established to provide accessible financial services, the institution operates as a nonprofit organization governed by a volunteer board of directors. Its core mission centers on delivering affordable financial products and services to individuals who share a common bond through membership, emphasizing the cooperative principle of people helping people.
Historically rooted in the credit union movement, Dirigo FCU emphasizes member education, financial literacy, and community-oriented programming. Its activities typically include safeguarding deposits, offering consumer and small business lending, and providing basic transactions such as share accounts and debit services. The credit union maintains a local footprint to support community economic development and member needs within its field of membership. Operationally, it administers member accounts, adheres to regulatory standards, and maintains fiduciary responsibilities aimed at prudent financial management while serving as a mutual financial resource for its members.
Better than 50% of providers in Lewiston
In addition to the primary service, Dirigo Federal Credit Union also offers:
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Dirigo Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Dirigo Federal Credit Union is listed as a financial service provider in Lewiston, ME and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Dirigo Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Dirigo Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Dirigo Federal Credit Union with other providers in Lewiston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Dirigo Federal Credit Union has a rating of 3.7, which is better than 50% of providers in Lewiston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Dirigo Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Dirigo Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Dirigo Federal Credit Union also offers: Federal credit union, ATM.