Community Credit Union, located at 144 Pine St, Lewiston, Maine, operates as a member-owned financial cooperative serving the local community. Historically rooted in the credit union movement, institutions like this typically emerged to provide accessible financial services to individuals who share a common bond, emphasizing democratic member control and responsive service. The organization’s primary functions generally include accepting deposits, safeguarding members’ funds, and providing loans under prudent underwriting standards. As a cooperative, it is structured to reinvest earnings in the form of member benefits, such as competitive loan terms and accessible savings options, while maintaining compliance with applicable state and federal regulations.
Operationally, Community Credit Union would be expected to offer core banking services through branches and, where applicable, digital channels, focusing on financial inclusion and local community needs. Its scope often encompasses consumer and small-business products, with governance by a board elected by members and managed by a professional staff. The institution typically aims to foster financial stability for its members while adhering to the cooperative principles that guide its decision-making and community role.
Better than 33% of providers in Lewiston
In addition to the primary service, Community Credit Union also offers:
Other providers in Lewiston with similar ratings:
Community Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Community Credit Union is listed as a financial service provider in Lewiston, ME and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Community Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Community Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Community Credit Union with other providers in Lewiston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Community Credit Union has a rating of 3.2, which is better than 33% of providers in Lewiston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Community Credit Union requests. It is always best to call ahead using the phone number on this page so Community Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Community Credit Union also offers: Loan agency, ATM, Business development service, Car finance and loan company, Check cashing service, Federal credit union, Financial institution, Investment service, Credit union, Mortgage lender.