Central Maine Federal Credit Union is a member-owned financial cooperative serving the Lewiston, Maine area. Founded to provide affordable financial services, the organization operates as a not-for-profit entity guided by a volunteer board of directors elected by member-owners. Its historical mission has centered on safeguarding members’ deposits and offering accessible financial products that support community economic well-being. The credit union’s governance emphasizes democratic participation, with each member holding an equal vote in key decisions.
The institution functions as a community financial institution, delivering a range of standard deposit and loan services within a cooperative framework. Its operations are designed to promote financial inclusion for residents and local businesses, alongside educational resources aimed at improving financial literacy. As a local financial hub, the credit union coordinates with regulatory authorities to maintain safety and soundness in its operations, ensuring reliable access to accounts and prudent management of members’ funds. The organization’s location at 1000 Lisbon Street situates it within Lewiston’s urban center, supporting routine financial needs and community-oriented initiatives.
In addition to the primary service, Central Maine Federal Credit Union also offers:
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Central Maine Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Central Maine Federal Credit Union is listed as a financial service provider in Lewiston, ME and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Central Maine Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Central Maine Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Central Maine Federal Credit Union with other providers in Lewiston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Central Maine Federal Credit Union has a rating of 2.9, compared to the city average of 3.4.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Central Maine Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Central Maine Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Central Maine Federal Credit Union also offers: Credit union, ATM.