OneMain Financial is a consumer finance company that provides personal loans and related financial services through a nationwide network of branches and digital channels. Its history traces back to early 20th century origins in Baltimore, evolving through a series of mergers and rebrandings that culminated in the OneMain brand after acquisitions within the Citigroup and Springleaf lineages. The organization operates as a specialized lender focused on nonprime and near-prime borrowers, offering unsecured personal loans, and, in some markets, loan products tied to vehicle financing and related financial wellness tools. Its business model centers on local branch presence combined with omni-channel access, aiming to serve customers who require credit to address debt consolidation, home improvement, medical expenses, or other personal needs. Operational scope spans across numerous states with a footprint that emphasizes in-person interactions alongside digital applications and customer support. The entity emphasizes responsible lending practices aligned with regulatory requirements and consumer protections relevant to its market segment.
Better than 36% of providers in Louisville
Links and information about OneMain Financial:
OneMain Financial 31,799 followers on LinkedIn. Our mission is to improve the financial well-being of hardworking Americans. OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. We look beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans and auto loans, credit cards and financial...
www.linkedin.comBBB Accredited since 3/1/1985. Consumer Finance Companies in Evansville, IN. See BBB rating, reviews, complaints, and more.
www.bbb.orgOneMain's roots stretch back to 1912 when it was founded by Alexander E. Duncan as Commercial Credit Company in Baltimore, Maryland. Through a series of mergers and acquisitions, Commercial Credit Company eventually became a subsidiary of Citigroup and was known as CitiFinancial. After the 2008 financial crisis, Citigroup reorganized its business, with the company regarding CitiFinancial as a noncore business that it renamed to OneMain Financial and sought to sell.... ## History OneMain...
en.wikipedia.orgDiscover how OneMain Holdings has evolved from a small startup to a major player in the financial services industry. Learn more about their growth.
matrixbcg.comAbout us, we offer personal loans with about 1,400 branches across 44 states. Learn who we are, our executive team & areas of our business.
www.onemainfinancial.comOneMain has served over 10 million customers providing personal loans, fast & easy applications with local branches & specialists nationwide.
www.onemainfinancial.comOther providers in Louisville with similar ratings:
OneMain Financial is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
OneMain Financial is listed as a financial service provider in Louisville, KY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask OneMain Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from OneMain Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare OneMain Financial with other providers in Louisville and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
OneMain Financial has a rating of 4.7, which is better than 36% of providers in Louisville.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents OneMain Financial requests. It is always best to call ahead using the phone number on this page so OneMain Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, OneMain Financial also offers: Loan agency.