Advance America is a consumer financial services organization focused on short-term lending and related financial products. Established to provide accessible liquidity, the firm operates through a network of storefronts and online channels, delivering cash advances, installment loans, and other credit solutions designed for individuals seeking rapid funding. Its approach centers on streamlined application processes, with emphasis on eligibility assessments and installment repayment options that align with customers’ cash flow needs. The entity’s structure supports local decision-making, enabling rapid responses to customer inquiries and loan requests within regulated frameworks and state-by-state variations. Historically, Advance America has expanded through franchised and company-owned locations, building a footprint across multiple markets. Primary functions include customer intake, underwriting, loan servicing, collections, and compliance activities intended to adhere to applicable consumer protection and lending laws. Operational scope encompasses in-person and digital customer experiences, loan origination, and ongoing account management, all aimed at delivering timely access to credit while maintaining risk controls.
Better than 57% of providers in Louisville
In addition to the primary service, Advance America also offers:
Links and information about Advance America:
Get more information for Advance America in Louisville, KY. See reviews, map, get the address, and find directions.
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Advance America is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Advance America is listed as a financial service provider in Louisville, KY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Advance America to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Advance America, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Advance America with other providers in Louisville and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Advance America has a rating of 4.9, which is better than 57% of providers in Louisville.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Advance America requests. It is always best to call ahead using the phone number on this page so Advance America can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Advance America also offers: Loan agency, Financial institution, Money order service.