Advance America operates as a consumer financial services company focusing on short-term loan products and related money services. Established as a national lender, its Kentucky locations have long served residents seeking cash advances, online loans, and related financial solutions within a regulated framework. The organization’s footprint includes numerous storefronts and online channels, enabling customers to access approved credit options and payment arrangements through both in-person and digital interfaces.
Historically, Advance America has positioned itself as a convenient source of cash to bridge temporary liquidity gaps. The Louisville location at 5510 New Cut Road provides standard in-store services alongside support for online loan applications, reflecting the broader company model of combining quick-access credit with streamlined customer service. The entity operates within a network of stores and digital platforms designed to facilitate prompt access to funds and related transaction services, consistent with its focus on accessible consumer finance.
Better than 57% of providers in Louisville
In addition to the primary service, Advance America also offers:
Links and information about Advance America:
Get more information for Advance America in Louisville, KY. See reviews, map, get the address, and find directions.
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Find answers to common questions
Advance America is listed as a financial service provider in Louisville, KY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Advance America to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Advance America, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Advance America with other providers in Louisville and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Advance America has a rating of 4.9, which is better than 57% of providers in Louisville.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Advance America requests. It is always best to call ahead using the phone number on this page so Advance America can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Advance America also offers: Loan agency, Financial institution, Money order service.