CheckSmart is a consumer financial services organization that operates as a payday loan and installment loan provider in Louisville, Kentucky. Historically, the company has focused on offering short-term borrowing solutions with an emphasis on accessibility for borrowers who may have limited access to traditional credit channels. The organization’s primary functions include providing small-dollar loans, customer financing options, and related payment services intended to help customers manage urgent or unexpected expenses.
Operationally, CheckSmart appears to serve local customers through physical storefronts and supports a network of locations within Kentucky. The entity’s scope centers on facilitating loan applications, underwriting, and repayment processes, with services tailored to individuals seeking rapid funding and flexible repayment options. The organization is part of a broader family of consumer finance operations that offer similar credit products, though specific product terms and regulatory compliance details are not provided in this overview.
Address
5005 Preston Hwy UNIT 103, Louisville, KY 40213
Phone
(502) 81 00 861Website
checksmart.comBetter than 43% of providers in Louisville
In addition to the primary service, CheckSmart also offers:
Links and information about CheckSmart:
Frequently Asked Questions
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CheckSmart is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
CheckSmart is listed as a financial service provider in Louisville, KY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask CheckSmart to explain the terms in writing before you proceed.
To improve your chances of getting better terms from CheckSmart, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare CheckSmart with other providers in Louisville and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
CheckSmart has a rating of 4.8, which is better than 43% of providers in Louisville.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents CheckSmart requests. It is always best to call ahead using the phone number on this page so CheckSmart can confirm exactly which documents you need for your specific situation.
In addition to its primary service, CheckSmart also offers: Loan agency, Check cashing service, Financial institution.