US Cash Advance located at 2232 Nicholasville Rd #402, Lexington, KY 40503 operates as a local installment or payday-lending entity offering short-term cash solutions to residents. The organization’s primary functions typically include evaluating borrower eligibility, disbursing funds, and outlining repayment terms tied to the borrower’s next wages or income sources. Its operational scope is generally confined to short-term lending activities within Kentucky, with location-specific service variations and compliance with state regulations governing small-dollar loans.
Historically, such lenders emerged to provide rapid liquidity for individuals facing temporary cash shortfalls, often positioning themselves as alternatives to informal borrowing. These institutions commonly maintain a storefront presence, enabling in-person applications, on-site document verification, and direct customer interaction. The specific Lexington location adheres to local licensing requirements and industry standards for consumer lending, emphasizing expedient processing and clear repayment structures within regulatory frameworks.
Address
2232 Nicholasville Rd #402, Lexington, KY 40503
Phone
(859) 68 19 443Website
cash-advance.usBetter than 7% of providers in Lexington
Links and information about US Cash Advance:
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US Cash Advance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
US Cash Advance is listed as a financial service provider in Lexington, KY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask US Cash Advance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from US Cash Advance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare US Cash Advance with other providers in Lexington and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
US Cash Advance has a rating of 3.0, which is better than 7% of providers in Lexington.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents US Cash Advance requests. It is always best to call ahead using the phone number on this page so US Cash Advance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, US Cash Advance also offers: Loan agency.