Community Trust Bank, Inc. is a regional financial institution operating from its Lexington, Kentucky location at 109 Louie Pl. The organization is rooted in local banking traditions, offering a range of services that support everyday financial needs and community development. Its history reflects growth within the Kentucky banking sector, maintaining a footprint that emphasizes stability and reliability in its operations and governance.
The bank's primary functions include deposit gathering, loan origination, and cash management services designed for individuals and small to mid-sized businesses. It focuses on core banking activities such as consumer loans, mortgage financing, and business lending, supported by customer service and security measures typical of community-minded financial institutions. Operational scope extends to mutual fund and trust services, along with standard payment processing and digital access options that align with contemporary banking expectations. The organization adheres to regulatory and fiduciary obligations, providing transparent administrative processes and prudent risk management to maintain financial integrity within its service area.
Better than 3% of providers in Lexington
In addition to the primary service, Community Trust Bank, Inc. also offers:
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Community Trust Bank, Inc. is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Community Trust Bank, Inc. is listed as a financial service provider in Lexington, KY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Community Trust Bank, Inc. to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Community Trust Bank, Inc., be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Community Trust Bank, Inc. with other providers in Lexington and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Community Trust Bank, Inc. has a rating of 2.7, which is better than 3% of providers in Lexington.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Community Trust Bank, Inc. requests. It is always best to call ahead using the phone number on this page so Community Trust Bank, Inc. can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Community Trust Bank, Inc. also offers: Financial institution, Bank.