Heights Finance Corporation is a consumer finance company providing personal loan services and related financial products. The Lexington, Kentucky location operates as part of a regional network focused on short- and medium-term lending solutions designed for customers seeking accessible funding options. Historically, Heights Finance has positioned itself as a lender offering installment loans and financial services to a broad clientele, including individuals who may have limited access to traditional banking channels. The Lexington office supports local customers through application processing, loan origination, and servicing activities tailored to individual and small-business needs within its service area. Its activities typically include assessing creditworthiness, communicating loan terms, and managing repayment arrangements in coordination with the broader Heights Finance framework. The organization’s operational scope extends across multiple locales, integrating centralized policy guidance with localized service delivery to meet community lending objectives while adhering to applicable state and federal regulations.
Better than 50% of providers in Lexington
Links and information about Heights Finance:
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Find answers to common questions
Heights Finance is listed as a financial service provider in Lexington, KY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Heights Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Heights Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Heights Finance with other providers in Lexington and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Heights Finance has a rating of 4.7, which is better than 50% of providers in Lexington.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Heights Finance requests. It is always best to call ahead using the phone number on this page so Heights Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Heights Finance also offers: Loan agency.