Credit Central is a consumer finance organization with locations serving Columbus, Georgia. Established in the regional credit landscape, it operates as a lender focused on personal lending and related financial services, offering products designed to address common borrowing needs. The organization emphasizes accessible credit solutions within its service area, aligning with local market demand and regulatory requirements for consumer finance providers.
Historically, Credit Central appears as part of a network of branch locations serving Georgia communities, indicating a regional focus on storefront lending and community-based financial access. Primary operations include consumer loan origination and related support services, with a scope that covers application processing, underwriting considerations, and funding within its local footprint. The organization’s activities are oriented toward serving individual borrowers, with emphasis on straightforward credit products and local customer engagement. Further specifics about its exact product lineup, underwriting criteria, or corporate structure would require direct, authoritative disclosures from the organization itself.
Address
1056 Manchester Expy Suite A-3, Columbus, GA 31904
Phone
(706) 32 73 347Website
creditcentralllc.comBetter than 48% of providers in Columbus
In addition to the primary service, Credit Central also offers:
Links and information about Credit Central:
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Credit Central is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Credit Central is listed as a financial service provider in Columbus, GA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Credit Central to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Credit Central, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Credit Central with other providers in Columbus and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Credit Central has a rating of 4.8, which is better than 48% of providers in Columbus.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Credit Central requests. It is always best to call ahead using the phone number on this page so Credit Central can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Credit Central also offers: Loan agency, Tax preparation, Tax preparation service.