1st Franklin Financial is a regional consumer finance organization with a long-standing presence in the southeastern United States. The firm traces its origins to 1941, building a history around providing personal financial solutions to neighbors in local communities. Its core activity centers on personal lending, with a focus on accessible credit options and customer service tailored to individual financial situations rather than broad investment products.
Located in Columbus, Georgia, the organization operates as part of a network of loan offices and branches intended to serve nearby residents and families. Over the decades, 1st Franklin Financial has emphasized community-oriented service, leveraging local knowledge and relationships to support borrowers through life events such as vehicle repairs, home improvements, medical expenses, and debt consolidation through consumer loans. The historical emphasis remains on maintaining respectful, personal interactions within the borrower's local context, rather than offering wholesale financial advisory services or investment products.
Better than 48% of providers in Columbus
In addition to the primary service, 1st Franklin Financial also offers:
Links and information about 1st Franklin Financial:
1st Franklin Financial Corporation 6,500 followers on LinkedIn. We are the Friendly Franklin Folks, helping you do life since 1941. Since 1941, 1st Franklin Financial Corporation has had one goal—Serving communities by offering opportunities to individuals and families through financial services. It’s been over 85 years since Founder Ben F. Cheek, Jr. made his first $34 auto loan.
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www.bbb.orgView 1st Franklin Financial (www.1ffc.com) location in Georgia, United States , revenue, industry and description. Find related and similar companies as well as employees by title and much more.
www.zoominfo.comSince 1941, 1st Franklin Financial Corporation has had one goal—to serve the financial needs of our friends and neighbors with the respect and personal service they deserve. First and foremost, our customers know us and more importantly, we know them. This commitment is why we’ve been able to help generations of families in times when they have needed us most. With more than 320 loan offices in seven states, 1st Franklin Financial Corporation continues to provide personal loans, helping our...
www.youtube.com1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families. It’s been over ...
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Find answers to common questions
1st Franklin Financial is listed as a financial service provider in Columbus, GA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 1st Franklin Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 1st Franklin Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 1st Franklin Financial with other providers in Columbus and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
1st Franklin Financial has a rating of 4.8, which is better than 48% of providers in Columbus.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 1st Franklin Financial requests. It is always best to call ahead using the phone number on this page so 1st Franklin Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 1st Franklin Financial also offers: Loan agency, Financial institution.