1st Franklin Financial is a Georgia-based consumer finance company with a long history dating back to 1941. The organization operates through a network of branch offices, offering direct cash loans and real estate financing, along with related services such as consumer installment lending and dealer financing arrangements. Its business model centers on providing small, short- to mid-term loan products to individuals, often focused on meeting non-recurring or unforeseen expenses and debt consolidation needs.
The entity emphasizes personalized service and community presence, reflecting its longstanding regional footprint in Georgia. Historically, the company has generated revenues primarily from finance charges on outstanding loan receivables, with supplemental income from investment securities and other miscellaneous sources. Its scope includes residential real estate lending and related financing activities, alongside purchasing contracts from retail dealers, forming a diversified yet consumer-focused financial services profile centered on accessible credit offerings.
Better than 67% of providers in Columbus
In addition to the primary service, 1st Franklin Financial also offers:
Links and information about 1st Franklin Financial:
50 THE COMPANY 1st Franklin Financial Corporation, a Georgia corporation, has been engaged in the consumer finance business since 1941, particularly in making direct cash loans and real estate loans. As of December 31, 2019, the business was operated through 119 branch offices in Georgia, 46 in... comprised 65% of the Company's assets. The majority of the Company's revenues are derived from finance charges earned on loans and other outstanding receivables. Our remaining revenues are derived...
www.1ffc.com1st Franklin Financial Corporation 6,500 followers on LinkedIn. We are the Friendly Franklin Folks, helping you do life since 1941. Since 1941, 1st Franklin Financial Corporation has had one goal—Serving communities by offering opportunities to individuals and families through financial services. It’s been over 85 years since Founder Ben F. Cheek, Jr. made his first $34 auto loan.
www.linkedin.com1st Franklin Financial Corporation has been in the consumer finance business since 1941. Committed to providing friendly, professional service, 1st Franklin
www.blueridgemountains.comView 1st Franklin Financial (www.1ffc.com) location in Georgia, United States , revenue, industry and description. Find related and similar companies as well as employees by title and much more.
www.zoominfo.comNot BBB Accredited. Consumer Finance Companies in Dawson, GA. See BBB rating, reviews, complaints, and more.
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Find answers to common questions
1st Franklin Financial is listed as a financial service provider in Columbus, GA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 1st Franklin Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 1st Franklin Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 1st Franklin Financial with other providers in Columbus and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
1st Franklin Financial has a rating of 4.9, which is better than 67% of providers in Columbus.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 1st Franklin Financial requests. It is always best to call ahead using the phone number on this page so 1st Franklin Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 1st Franklin Financial also offers: Loan agency, Financial institution.