Florida Credit Union is a member-owned financial cooperative serving residents and employees within its designated community. Established to provide accessible financial services, the organization operates through a network of branch locations and digital channels, offering a range of accounts, loan products, and payment services aligned with nonprofit cooperative principles. Its history is rooted in commitments to member education, prudent governance, and responsible financial stewardship, reflecting the cooperative model that emphasizes member benefit and democratic control.
The Gainesville facility at 2803 SW 42nd St Suite 10 serves as a local access point for members to conduct routine banking activities and consult with staff on financial needs. The organization emphasizes security, compliance, and reliability in its operating framework, ensuring that member funds are safeguarded and regulatory requirements are met. Its scope includes standard deposit services, loan origination and servicing, and customer support aimed at facilitating financial inclusion and sustaining member financial well-being within the community.
Better than 20% of providers in Gainesville
In addition to the primary service, Florida Credit Union also offers:
Other providers in Gainesville with similar ratings:
Florida Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Florida Credit Union is listed as a financial service provider in Gainesville, FL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Florida Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Florida Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Florida Credit Union with other providers in Gainesville and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Florida Credit Union has a rating of 4.0, which is better than 20% of providers in Gainesville.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Florida Credit Union requests. It is always best to call ahead using the phone number on this page so Florida Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Florida Credit Union also offers: Loan agency, Business banking service, Credit counseling service, Financial consultant, Investment service, Credit union, Mortgage lender.