Midtown Jewelry & Loans is a locally oriented pawn shop and collateral lending business serving Gainesville, Florida, with a long-standing presence in the community. The organization operates primarily as a pawn lender and retail outlet for pre-owned jewelry and related items, offering short-term loans secured by personal property and providing a marketplace for selling or exchanging secondhand merchandise. Its history appears rooted in the broader pawn shop sector, where standardized practices include item appraisal, loan disbursement, and collateral recovery processes, typically aiming to balance customer access to quick cash with prudent risk management.
Operational scope centers on the Gainesville area, focusing on accessible storefront service and direct interactions with customers seeking immediate liquidity or merchandise purchases. Core functions likely include item appraisal, loan underwriting, collateral storage and tracking, as well as resale of pawned and jewelry items, contributing to local economic activity through small-scale, neighborhood-focused financial services. The organization’s activity aligns with the expectations of a traditional pawn business, emphasizing straightforward transactions and local customer engagement.
Address
1315 NW 16th Ave, Gainesville, FL 32605
Phone
(352) 37 44 653Website
midtownjewelryandloans.comBetter than 55% of providers in Gainesville
In addition to the primary service, Midtown Jewelry & Loans also offers:
Links and information about Midtown Jewelry & Loans:
Value Pawn & Jewelry, located at 2360 North Main Street in Gainesville - Easily get a loan, sell your stuff or shop for the best in brand-name products.
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Find answers to common questions
Midtown Jewelry & Loans is listed as a financial service provider in Gainesville, FL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Midtown Jewelry & Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Midtown Jewelry & Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Midtown Jewelry & Loans with other providers in Gainesville and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Midtown Jewelry & Loans has a rating of 4.5, which is better than 55% of providers in Gainesville.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Midtown Jewelry & Loans requests. It is always best to call ahead using the phone number on this page so Midtown Jewelry & Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Midtown Jewelry & Loans also offers: Loan agency, Gold dealer, Jeweler, Pawn shop, Tool store.