Florida Credit Union, headquartered at 2831 NW 43rd Street in Gainesville, Florida, operates as a member-owned financial cooperative. Established to serve its members’ banking needs, the organization provides a range of financial services designed to support personal and family financial management. Its structure emphasizes democratic member control, with eligibility linked to common bonds that connect members to the credit union’s community focus and governance model.
The credit union’s history reflects a progression from a locally rooted cooperative to a broader financial institution that maintains member-centric principles. Core activities typically include deposit-taking, loan origination, and other traditional credit union functions administered through member-approved policies and procedures. Operational scope encompasses common financial services such as savings and checking accounts, loans, and related stewardship of members’ funds. By prioritizing prudent risk management and regulatory compliance, the organization sustains its mission to serve the financial needs and interests of its Gainesville-based membership.
Better than 30% of providers in Gainesville
In addition to the primary service, Florida Credit Union also offers:
Other providers in Gainesville with similar ratings:
Florida Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Florida Credit Union is listed as a financial service provider in Gainesville, FL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Florida Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Florida Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Florida Credit Union with other providers in Gainesville and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Florida Credit Union has a rating of 4.2, which is better than 30% of providers in Gainesville.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Florida Credit Union requests. It is always best to call ahead using the phone number on this page so Florida Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Florida Credit Union also offers: Loan agency, Business banking service, Credit counseling service, Financial consultant, Investment service, Credit union, Mortgage lender.