Meridian Trust Federal Credit Union, located at 2223 Warren Ave in Cheyenne, Wyoming, operates as a member-owned financial cooperative. Founded to serve a defined community of members, its structure emphasizes democratic governance, with members voting on key issues and supervising the credit union’s leadership. The organization provides a range of financial services and products designed to facilitate savings, borrowing, and everyday banking needs for its members, reflecting the cooperative model that prioritizes member benefit and financial inclusion.
Historically, Meridian Trust Federal Credit Union emerged from the broader movement of credit unions focused on locally oriented financial services. Its operations typically encompass common activities such as accepting deposits, issuing loans, and offering basic payment and service options. As a federally insured institution, it adheres to regulatory standards governing safety, soundness, and fiduciary responsibility. The credit union’s geographic and member-base scope centers on Cheyenne and surrounding communities, aligning its services with local needs while maintaining compliance with applicable federal and state regulations.
Better than 42% of providers in Cheyenne
In addition to the primary service, Meridian Trust Federal Credit Union also offers:
Other providers in Cheyenne with similar ratings:
Meridian Trust Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Meridian Trust Federal Credit Union is listed as a financial service provider in Cheyenne, WY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Meridian Trust Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Meridian Trust Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Meridian Trust Federal Credit Union with other providers in Cheyenne and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Meridian Trust Federal Credit Union has a rating of 3.6, which is better than 42% of providers in Cheyenne.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Meridian Trust Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Meridian Trust Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Meridian Trust Federal Credit Union also offers: Credit union, Federal credit union.