Meridian Trust Federal Credit Union is a member-owned financial cooperative serving residents and organizations within its designated community. Established to provide cooperative financial services, the credit union operates as a cooperative institution that emphasizes member participation and democratic governance, with decisions driven by the needs of its membership rather than external shareholders.
Historically, Meridian Trust Federal Credit Union centers its operations on safeguarding member deposits, facilitating access to accounts, and offering foundational financial products. Its scope encompasses standard services such as savings and checking accounts, loan origination, and basic digital banking access, aligned with the regulatory framework governing federal credit unions. The organization maintains a physical presence and implements internal controls designed to support secure deposit-taking, compliance, and financial integrity, while adhering to nonprofit principles common to credit unions.
Overall, the institution functions as a community-based financial cooperative focused on prudent financial management, member education, and accessible financial services for its members within its service area. It operates under federal credit union supervision and governance structures typical of member-owned financial cooperatives.
Better than 58% of providers in Cheyenne
In addition to the primary service, Meridian Trust Federal Credit Union also offers:
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Meridian Trust Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Meridian Trust Federal Credit Union is listed as a financial service provider in Cheyenne, WY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Meridian Trust Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Meridian Trust Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Meridian Trust Federal Credit Union with other providers in Cheyenne and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Meridian Trust Federal Credit Union has a rating of 3.8, which is better than 58% of providers in Cheyenne.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Meridian Trust Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Meridian Trust Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Meridian Trust Federal Credit Union also offers: Credit union, Financial planner, Mortgage lender.