1F Cash Advance is a consumer loan organization operating in Charleston, West Virginia, with a local storefront at 4118 Cottage Avenue. Since its 2019 founding, the entity has positioned itself as a provider of short-term financial solutions designed to address unexpected expenses and cash needs. The Charleston location participates in a network of branch offices offering installment loan products and related services intended to offer flexible repayment options to customers within the region. Primary activities include processing loan applications, performing eligibility assessments, and disbursing funds through in-store cash payments or electronic transfers, depending on the approval and customer preference. The organization emphasizes accessibility in its service model, aiming to streamline the borrowing process with simplified forms and quick decisions, often advertised as involving soft credit checks to protect consumer credit history while delivering near-immediate funding when approved. The in-person presence at 4118 Cottage Avenue situates the operation within Charleston’s local financial-services landscape, complementing its broader, multi-state footprint.
Better than 33% of providers in Charleston
Links and information about 1F Cash Advance:
1F Cash Advance provides no credit check installment loans in Charleston to people with bad or no credit. Visit us at 4118 Cottage Ave, 25304, or apply online 24/7 and get emergency cash on the same day.
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thesearchinitiative.comEstablished in 2019. 1F Cash Advance was created with the intention to allow consumers to get the money they need and help them overcome financial emergencies that arise and threaten their financial well-being.
www.yelp.comApply online 24/7 for an instant approval decision. No credit check required, same-day funding available. 1F Cash Advance has 80+ stores nationwide to serve you.
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Find answers to common questions
1F Cash Advance is listed as a financial service provider in Charleston, WV and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 1F Cash Advance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 1F Cash Advance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 1F Cash Advance with other providers in Charleston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
1F Cash Advance has a rating of 3.8, which is better than 33% of providers in Charleston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 1F Cash Advance requests. It is always best to call ahead using the phone number on this page so 1F Cash Advance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 1F Cash Advance also offers: Loan agency.