Members Choice WV Federal Credit Union is a member-owned financial cooperative serving residents of West Virginia. Founded to provide accessible banking services, the organization operates under a cooperative model in which ownership and governance are shared among its members. Its history reflects a commitment to local financial inclusion, emphasizing cooperative principles, member participation, and a focus on returning value to the community through member-driven policies and services.
The credit union offers standard financial products and services typical of credit unions, including savings and checking accounts, loans, and member services designed to support personal and small-business needs. Its operational scope centers on providing convenient access to financial resources while maintaining a focus on prudent risk management, regulatory compliance, and stewardship of members’ deposits. As a community-focused institution, it maintains relationships with local residents and businesses, aiming to support financial stability and growth within Charleston and the surrounding area.
Better than 67% of providers in Charleston
In addition to the primary service, Members Choice WV Federal Credit Union also offers:
Other providers in Charleston with similar ratings:
Members Choice WV Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Members Choice WV Federal Credit Union is listed as a financial service provider in Charleston, WV and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Members Choice WV Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Members Choice WV Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Members Choice WV Federal Credit Union with other providers in Charleston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Members Choice WV Federal Credit Union has a rating of 4.1, which is better than 67% of providers in Charleston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Members Choice WV Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Members Choice WV Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Members Choice WV Federal Credit Union also offers: Federal credit union, ATM.