Harborstone Credit Union is a member-owned financial cooperative operating within Washington state, with a history rooted in a community-focused approach to financial services. As a credit union, it functions as a not-for-profit financial institution governed by a member board, emphasizing service over profit and reinvesting earnings to benefit members. The organization provides a range of basic banking offerings such as deposit accounts, loans, and basic payment services, aligning its operations with broader cooperative principles that prioritize accessibility and person-to-person service.
The Tacoma-based branch network and related facilities support its mission to serve individuals who hold membership, contributing to local financial access and education initiatives. Harborstone’s activities typically include retail banking operations, customer service, and the administration of shared branching and ATM networks, enabling convenient access to accounts and services for members within its service area. The institution's scope extends to financial education, community involvement, and partnerships designed to promote responsible money management and economic stability for its membership base.
Better than 36% of providers in Tacoma
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Harborstone Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Harborstone Credit Union is listed as a financial service provider in Tacoma, WA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Harborstone Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Harborstone Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Harborstone Credit Union with other providers in Tacoma and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Harborstone Credit Union has a rating of 3.7, which is better than 36% of providers in Tacoma.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Harborstone Credit Union requests. It is always best to call ahead using the phone number on this page so Harborstone Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Harborstone Credit Union also offers: Credit union.