Harborstone Credit Union is a member-owned financial institution serving residents and employee groups within its regional footprint. Established to provide cooperative financial services, the organization emphasizes a not-for-profit model that reinvests earnings to benefit its members. Its history reflects a shift from locally focused, community-based banking to a broader credit union framework that prioritizes accessibility, member education, and sound financial stewardship.
The credit union operates as a full-service financial cooperative, offering deposit accounts, loan products, and related services through a network designed to support everyday banking needs. Its scope includes membership eligibility under common-field guidelines, governance by a voluntary board, and adherence to regulatory standards that promote safety and soundness. As a regional lender and service provider, Harborstone emphasizes constructive financial partnerships with its members, aiming to deliver stable, straightforward financial solutions and responsive member support across its service areas.
Better than 64% of providers in Tacoma
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Harborstone Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Harborstone Credit Union is listed as a financial service provider in Tacoma, WA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Harborstone Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Harborstone Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Harborstone Credit Union with other providers in Tacoma and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Harborstone Credit Union has a rating of 4.1, which is better than 64% of providers in Tacoma.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Harborstone Credit Union requests. It is always best to call ahead using the phone number on this page so Harborstone Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Harborstone Credit Union also offers: Credit union.