Numerica Credit Union, U-City Branch, operates as a member-owned financial cooperative serving the Spokane Valley community. Established as part of Numerica’s broader network, the organization functions to provide banking services aligned with cooperative principles, emphasizing member benefit and democratic governance. The U-City location supports a range of retail and financial activities designed to meet everyday financial needs, including deposit services, loan offerings, and account management tailored to individuals and small businesses within the field of membership.
Historically, Numerica has developed from its roots as a credit union focused on local member service to a regional financial cooperative with multiple branches. The U-City Branch contributes to the organization’s presence in eastern Washington, facilitating access to branch-based human service support, financial literacy resources, and community-oriented outreach. Operationally, the branch adheres to Numerica’s standards for safety, security, and regulatory compliance, while delivering routine transactional services, financial counseling, and cooperative governance that reflects the credit union’s member-centric framework.
Better than 72% of providers in Spokane Valley
Other providers in Spokane Valley with similar ratings:
Numerica Credit Union - U-City Branch is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Numerica Credit Union - U-City Branch is listed as a financial service provider in Spokane Valley, WA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Numerica Credit Union - U-City Branch to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Numerica Credit Union - U-City Branch, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Numerica Credit Union - U-City Branch with other providers in Spokane Valley and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Numerica Credit Union - U-City Branch has a rating of 4.2, which is better than 72% of providers in Spokane Valley.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Numerica Credit Union - U-City Branch requests. It is always best to call ahead using the phone number on this page so Numerica Credit Union - U-City Branch can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Numerica Credit Union - U-City Branch also offers: Credit union.