Gesa Credit Union is a member-owned financial cooperative serving the Spokane Valley area, operating as a nonprofit institution focused on providing accessible financial services to its members. Founded to pool members’ resources, the organization emphasizes cooperative governance, with a board elected by members to oversee strategic direction and fiduciary responsibilities. Its structure centers on democratic participation, where each member typically holds one vote regardless of account size, reinforcing a commitment to community-oriented financial practices.
Historically, Gesa Credit Union has grown through expanding membership eligibility, branch presence, and product offerings aligned with member needs. Its primary functions include accepting deposits, providing checking and savings accounts, and offering lending services under prudent risk management. The credit union supports financial education and resources for members, facilitates routine banking operations, and maintains regulatory compliance to ensure safety and soundness. Its operational scope encompasses local member services, routine financial transactions, and the ongoing administration of member records and governance activities at the Spokane Valley location.
Better than 61% of providers in Spokane Valley
In addition to the primary service, Gesa Credit Union also offers:
Other providers in Spokane Valley with similar ratings:
Gesa Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Gesa Credit Union is listed as a financial service provider in Spokane Valley, WA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Gesa Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Gesa Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Gesa Credit Union with other providers in Spokane Valley and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Gesa Credit Union has a rating of 4.1, which is better than 61% of providers in Spokane Valley.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Gesa Credit Union requests. It is always best to call ahead using the phone number on this page so Gesa Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Gesa Credit Union also offers: Loan agency, ATM, Bank, Business banking service, Car finance and loan company, Financial institution, Investment service, Credit union, Mortgage lender, Savings bank.