Marine Federal Credit Union, located at 209 Garrisonville Rd in Stafford, Virginia, is a member-owned financial cooperative that serves individuals affiliated with specific fields of membership. Established to provide accessible financial services, the organization emphasizes democratic governance, with members meeting eligibility requirements and participating in decision-making through elected representatives. Its structure centers on shared ownership and the reinvestment of earnings into member services and community support.
Historically, Marine Federal Credit Union has evolved from the broader cooperative banking model to offer a range of financial products tailored to consumer and community needs. Its primary functions include accepting deposits, providing loan products, and offering basic financial services such as payment processing and account management. Operational scope typically encompasses branch-level banking, online and mobile access, and customer service aimed at facilitating everyday financial transactions for members within its field of membership and surrounding community. The credit union's mission generally aligns with promoting financial well-being through affordable, member-centered service delivery.
Marine Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Marine Federal Credit Union is listed as a financial service provider in Stafford, VA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Marine Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Marine Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Marine Federal Credit Union with other providers in Stafford and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Marine Federal Credit Union has a rating of 3.3, compared to the city average of 4.3.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Marine Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Marine Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Marine Federal Credit Union also offers: Credit union.