Navy Federal Credit Union is a financial cooperative serving eligible members and their families, established to provide accessible financial services to military personnel, veterans, and certain defense-related civilian employees. Its history traces to post-World War II efforts to offer support tailored to the unique needs of the armed forces, evolving into one of the largest credit unions in the United States by membership and asset size. The organization operates as a not-for-profit cooperative, governed by a member-panged structure that emphasizes member benefits over profit maximization.
The primary functions include accepting deposits, providing consumer and household lending, and offering a range of financial services designed to meet everyday banking needs. Its operational scope extends across branches, digital platforms, and outreach initiatives aimed at delivering convenient access to financial products while maintaining adherence to applicable banking regulations. The entity emphasizes responsible lending, financial education, and member service as core pillars, aligning its activities with the varied financial circumstances of its diverse membership base.
Better than 50% of providers in Stafford
In addition to the primary service, Navy Federal Credit Union also offers:
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Navy Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Navy Federal Credit Union is listed as a financial service provider in Stafford, VA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Navy Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Navy Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Navy Federal Credit Union with other providers in Stafford and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Navy Federal Credit Union has a rating of 4.5, which is better than 50% of providers in Stafford.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Navy Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Navy Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Navy Federal Credit Union also offers: Loan agency, ATM, Bank, Business banking service, Financial institution, Investment service, Credit union, Mortgage broker, Mortgage lender, Savings bank.