Swift Title Loans operates as a consumer finance entity offering collateral-based lending services, centered on vehicle titles as security. The organization’s business model historically focuses on providing short-term liquidity by leveraging a borrower’s title to a motor vehicle, allowing access to funds while retaining possession of the title in many cases. Its activities typically include evaluating the borrower’s vehicle equity, verifying ownership, and establishing loan terms that align with state regulations and lender policies. The entity’s primary functions appear to encompass facilitating title-secured loans, processing applications, performing title and income verifications, and administering repayment schedules that reflect the loan’s term and any applicable fees. Location-based operations at the Newport News address suggest a physical storefront presence aimed at in-person customer interactions, underwriting, and service delivery within the local market. The organization’s scope likely includes compliance with Virginia state lending statutes, consumer disclosures, and standard industry practices for title lending, while maintaining records and customer communications in accordance with regulatory requirements.
Address
831 J Clyde Morris Blvd #402, Newport News, VA 23601
Phone
(757) 60 74 622Website
cartitleloansla.comBetter than 43% of providers in Newport News
Links and information about Swift Title Loans:
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Find answers to common questions
Swift Title Loans is listed as a financial service provider in Newport News, VA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Swift Title Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Swift Title Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Swift Title Loans with other providers in Newport News and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Swift Title Loans has a rating of 4.5, which is better than 43% of providers in Newport News.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Swift Title Loans requests. It is always best to call ahead using the phone number on this page so Swift Title Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Swift Title Loans also offers: Loan agency.