1st Advantage Federal Credit Union, located at 12891 Jefferson Ave in Newport News, Virginia, is a member-owned financial cooperative established to serve individuals who share a common bond as part of a defined community or field of membership. As a federal credit union, it operates under the regulatory framework of the National Credit Union Administration (NCUA) and follows a mission to provide accessible financial services to its members. Historically, federal credit unions emerged to offer cooperative alternatives to traditional banks, emphasizing democratic control by members and profits returned as better rates and lower fees where possible.
The organization’s primary functions include safeguarding member deposits, extending credit within prudent risk parameters, and offering standard financial services such as checking and savings accounts, loan products, and financial guidance. Its operational scope typically spans retail banking activities, member outreach, community engagement, and compliance with applicable federal regulations. Through these activities, the credit union aims to support financial stability for its members while maintaining sound risk management and fiduciary responsibility within its defined geographic and membership footprint.
Better than 33% of providers in Newport News
In addition to the primary service, 1st Advantage Federal Credit Union also offers:
Other providers in Newport News with similar ratings:
1st Advantage Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
1st Advantage Federal Credit Union is listed as a financial service provider in Newport News, VA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 1st Advantage Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 1st Advantage Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 1st Advantage Federal Credit Union with other providers in Newport News and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
1st Advantage Federal Credit Union has a rating of 4.4, which is better than 33% of providers in Newport News.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 1st Advantage Federal Credit Union requests. It is always best to call ahead using the phone number on this page so 1st Advantage Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 1st Advantage Federal Credit Union also offers: Federal credit union, ATM, Mortgage lender.