EastRise Credit Union, located at 1000 Shelburne Rd in South Burlington, Vermont, operates as a member-owned financial cooperative. Established to serve individuals who share a common bond, the organization emphasizes democratic governance, with members electing representatives to a volunteer board of directors. The credit union's structure centers on returning earnings to members in the form of competitive rates and enhanced member services, rather than maximizing profits for external shareholders. Its foundational aim is to provide accessible financial services to a defined community, fostering financial inclusion and education among its membership.
Historically, EastRise Credit Union has evolved within the broader cooperative banking movement, adopting industry-standard practices to safeguard deposits, ensure regulatory compliance, and promote financial literacy. Its primary functions include accepting deposits, extending credit within prudent risk parameters, and offering basic financial products aligned with member needs. Operational scope typically covers routine savings and checking services, loan origination and underwriting, and member support activities, all conducted under applicable state and federal regulations to maintain safety and soundness.
Better than 60% of providers in South Burlington
EastRise Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
EastRise Credit Union is listed as a financial service provider in South Burlington, VT and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask EastRise Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from EastRise Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare EastRise Credit Union with other providers in South Burlington and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
EastRise Credit Union has a rating of 3.8, which is better than 60% of providers in South Burlington.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents EastRise Credit Union requests. It is always best to call ahead using the phone number on this page so EastRise Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, EastRise Credit Union also offers: Credit union.