802 Credit Union is a member-owned financial cooperative based in South Burlington, Vermont. Established to serve the financial needs of its members, the organization operates as a not-for-profit institution governed by a volunteer board of directors. Its structure emphasizes democratic control, with each member typically holding a single vote regardless of account size. The credit union’s history reflects a focus on providing accessible financial services to individuals who share a common bond, such as employment, association, or community ties within the region.
Core functions include safeguarding members’ deposits, offering loan products, and delivering a range of checking and savings options. Operational scope encompasses routine banking activities, financial education, and community-oriented initiatives designed to promote financial well-being. By leveraging cooperative principles, the organization aims to reinvest earnings into member services and local community programs. As a financial institution, it maintains compliance with relevant regulatory frameworks to ensure safety, soundness, and透明ness in its day-to-day operations while supporting member access to essential financial services.
Better than 80% of providers in South Burlington
In addition to the primary service, 802 Credit Union also offers:
802 Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
802 Credit Union is listed as a financial service provider in South Burlington, VT and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 802 Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 802 Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 802 Credit Union with other providers in South Burlington and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
802 Credit Union has a rating of 4.4, which is better than 80% of providers in South Burlington.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 802 Credit Union requests. It is always best to call ahead using the phone number on this page so 802 Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 802 Credit Union also offers: Credit union, ATM, Car finance and loan company, Financial institution, Loan agency, Mortgage lender.