San Angelo Federal Credit Union is a member-owned financial cooperative serving residents and employees within its designated field of membership. Formed to provide financial services through a cooperative model, the organization operates on principles of democratic member control and shared ownership, with governance typically exercised by a board of volunteers elected by credit union members. Its history, like many federal credit unions, reflects efforts to extend access to savings and lending products to individuals within a common geographic or occupational community, while adhering to regulatory standards that govern federal credit unions.
The credit union performs essential functions typical of credit unions, including accepting deposits, offering loan products, and providing basic financial services through member-focused channels. By coordinating with federal oversight, the organization aims to maintain safety and soundness while delivering value to its membership. Operational scope generally encompasses local branch services, fiduciary activities, and adherence to member eligibility criteria, ensuring services align with the cooperative’s mission and regulatory framework.
Better than 34% of providers in San Angelo
In addition to the primary service, San Angelo Federal Credit Union also offers:
Other providers in San Angelo with similar ratings:
San Angelo Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
San Angelo Federal Credit Union is listed as a financial service provider in San Angelo, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask San Angelo Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from San Angelo Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare San Angelo Federal Credit Union with other providers in San Angelo and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
San Angelo Federal Credit Union has a rating of 3.9, which is better than 34% of providers in San Angelo.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents San Angelo Federal Credit Union requests. It is always best to call ahead using the phone number on this page so San Angelo Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, San Angelo Federal Credit Union also offers: Federal credit union, ATM.