Concho Valley Credit Union is a member-owned financial cooperative serving residents and employees within its community, operating as a nonprofit financial institution built on cooperative principles. Established to provide accessible financial services, the credit union emphasizes member control, democratic governance, and the reinvestment of earnings to benefit its member-owners. Its history traces the evolution of local financial institutions into a cooperative model aimed at offering affordable banking solutions and personalized service.
The organization focuses on core banking functions that support everyday financial needs, including savings and checking products, loans, and basic payment services. Its operational scope centers on member education, responsible lending, and fostering financial inclusion within its service area. As a local financial institution, it collaborates with community stakeholders to address members’ evolving financial requirements while maintaining regulatory compliance and prudent risk management. The credit union’s structure typically aligns with a volunteer board and professional staff dedicated to sustaining member confidence and stability in the credit union system.
Better than 40% of providers in San Angelo
In addition to the primary service, Concho Valley Credit Union also offers:
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Concho Valley Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Concho Valley Credit Union is listed as a financial service provider in San Angelo, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Concho Valley Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Concho Valley Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Concho Valley Credit Union with other providers in San Angelo and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Concho Valley Credit Union has a rating of 4.3, which is better than 40% of providers in San Angelo.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Concho Valley Credit Union requests. It is always best to call ahead using the phone number on this page so Concho Valley Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Concho Valley Credit Union also offers: Credit union, ATM.