Regional Finance is a consumer finance company operating primarily as a payday loan provider through a network of local storefronts. The organization focuses on short-term, small-dollar lending products intended to meet interim cash needs for customers who might lack access to traditional banking services. Its business model centers on providing quick loan approval processes, flexible repayment terms, and accessible customer service at conveniently located offices. The company’s operations typically emphasize proximity to customers’ communities, with an emphasis on rapid underwriting and funding.
Historically, regional payday lenders emerged to fill gaps in credit access where mainstream lenders are less flexible or slower in approval times. These entities often develop standardized underwriting criteria and standardized product offerings to scale operations across multiple locations. In practice, Regional Finance’s footprint suggests a focus on local markets, consistent product structures, and a customer service approach tailored to straightforward loan transactions. The organization’s activities generally include loan origination, repayment processing, collections, and compliance-related functions necessary to operate under applicable state and federal regulations.
Address
2100 Lakeside Blvd #170, Richardson, TX 75082
Phone
(214) 55 61 213Website
branches.regionalfinance.comBetter than 44% of providers in Richardson
Links and information about Regional Finance:
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Regional Finance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Regional Finance is listed as a financial service provider in Richardson, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Regional Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Regional Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Regional Finance with other providers in Richardson and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Regional Finance has a rating of 4.6, which is better than 44% of providers in Richardson.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Regional Finance requests. It is always best to call ahead using the phone number on this page so Regional Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Regional Finance also offers: Loan agency.