ACE Cash Express is a U.S. financial services provider with a long-standing presence in Irving, Texas, and a nationwide footprint. Founded in 1968, the organization has operated as a retailer of short-term lending, check cashing, money transfer, bill payment, and prepaid card services, targeting customers who seek alternative access to financial services outside traditional banking relationships. Over its history, ACE expanded through store networks and service diversification, including bill payment capabilities and card-based financial products that broaden its reach beyond basic check cashing. The firm has positioned itself as a accessible, community-oriented provider of convenient financial services, with operations spanning many states and a focus on immediate service delivery for everyday financial needs. In recent regulatory and consumer context, ACE has faced enforcement actions and regulatory scrutiny related to payday lending practices, underscoring the evolution and compliance considerations within the broader consumer finance landscape.
Better than 56% of providers in Richardson
In addition to the primary service, ACE Cash Express also offers:
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ACE Cash Express, Inc. is a financial services provider headquartered in Irving, Texas. ACE serves customers in 24 states and the District of Columbia both online and through a network of stores. Founded in 1968, ACE provides a range of retail financial products and services including short-term consumer loans, check cashing, debit card services, money transfers, bill payments and money orders. ACE Cash Express is one of the largest owners and operators of check cashing stores in the United...
en.wikipedia-on-ipfs.orgACE Cash Express 16,726 followers on LinkedIn. ACE Cash Express, Inc. is a leading retailer of financial services, including payday loans, installment loans, title loans, check cashing, bill payment, wire transfer, money orders and prepaid debit card services. ACE is the largest owner and operator of check cashing stores in the United States and the second largest owner and operator of short-term consumer loan stores in the United States. ACE focuses on serving consumers, many of whom seek...
www.linkedin.comACE Cash Express, Inc. 1231 Greenway DriveSuite 800Irving, Texas 75038U.S.A.Telephone: (972) 550-5000Fax: (972) 550-5150Web site: https://www.acecashexpress.com Source for information on ACE Cash Express, Inc.: International Directory of Company Histories dictionary.
www.encyclopedia.comNot BBB Accredited. Payday Loans in Irving, TX. See BBB rating, reviews, complaints, and more.
www.bbb.orgSince 1968, ACE Cash Express has been a leading provider of short-term loans, check cashing, card services, and other financial services nationwide.
www.acecashexpress.comThe CFPB took enforcement action against ACE Cash Express, one of the largest payday lenders in the United States, for pushing payday borrowers into a cycle...
www.consumerfinance.govACE Cash Express shares with the School of ACE Blog a variety of money tips, loan information, true stories, mommy helpful tips, and a section of ask a finance expert.
www.acecashexpress.comOther providers in Richardson with similar ratings:
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Find answers to common questions
ACE Cash Express is listed as a financial service provider in Richardson, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask ACE Cash Express to explain the terms in writing before you proceed.
To improve your chances of getting better terms from ACE Cash Express, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare ACE Cash Express with other providers in Richardson and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
ACE Cash Express has a rating of 4.9, which is better than 56% of providers in Richardson.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents ACE Cash Express requests. It is always best to call ahead using the phone number on this page so ACE Cash Express can confirm exactly which documents you need for your specific situation.
In addition to its primary service, ACE Cash Express also offers: Loan agency, ATM, Bank, Business banking service, Check cashing service, Crypto ATM, Money order service, Money transfer service, Tax consultant, Tax preparation.