PFS Auto Finance is a vehicle-finance organization that purchases retail installment contracts for new and used automobiles, trucks, and motorcycles originated by both franchise and independent dealers. Founded in the mid-1990s, the firm has established a regional presence, aligning with a network of dealers across multiple states in the Southeast and Midwest. Its core functions include underwriting, funding, and servicing auto loans, with a focus on maintaining close, locally managed relationships with dealer partners.
The Richardson, Texas location serves as a local office within a broader national framework. PFS emphasizes flexible lending programs and streamlined processes to support dealer operations and customer financing needs. The organization highlights in-house handling of key steps, aiming for timely funding and personalized service through its regional branches. Its history reflects growth from a single founding location to a multi-state footprint with long-standing activity in auto financing.
Better than 25% of providers in Richardson
In addition to the primary service, PFS Auto Finance also offers:
Links and information about PFS Auto Finance:
PFS - Professional Financial Services is a Finance, Financial Services, and Banking company located in Spartanburg, South Carolina with $5.5 million in revenue and 103 employees. Find top employees, contact details and business statistics at RocketReach.
rocketreach.co2 reviews of PFS AUTO FINANCE "the worst company to finance a car with !!!! The staff is very unprofessional, rude , and they do not do business well at all , please be aware that this company does not report to your credit and over charges you when you make payments."
www.yelp.comPFS's dealer services team is dedicated to exceeding expectations for both consumers and employees, as well as supporting the communities we call home.
www.pfs-corp.netLooking for subprime auto dealer loans in Irving, TX? Give your local PFS a call today and see how we can help you and your dealership.
www.pfs-corp.netPFS is dedicated to providing quality customer service for all your auto loan needs. Call us today for more information.
www.pfs-corp.netPFS has been helping dealerships fund auto loans for over 25 years. Give us a call today and let us show you how we can help.
www.pfs-corp.netPFS is celebrating offering quality auto financing services across the southeast and midwest for 25 years. Contact us today!
www.pfs-corp.netOther providers in Richardson with similar ratings:
PFS Auto Finance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
PFS Auto Finance is listed as a financial service provider in Richardson, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask PFS Auto Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from PFS Auto Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare PFS Auto Finance with other providers in Richardson and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
PFS Auto Finance has a rating of 3.0, which is better than 25% of providers in Richardson.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents PFS Auto Finance requests. It is always best to call ahead using the phone number on this page so PFS Auto Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, PFS Auto Finance also offers: Loan agency, Financial institution.