Tower Loan is a privately held consumer finance company that operates a network of lending locations across multiple states, including Texas, with a history dating back several decades in the subprime and non-prime lending space. The organization focuses on providing personal loan products to customers who may have limited access to traditional credit, emphasizing installment loans and related financing options through both in-person and, where available, online channels. Its footprint includes a regional presence intended to serve communities with a range of credit profiles and financial needs, reflecting a business model anchored in accessible short-term funding and associated fees and interest.
The Odessa, Texas location at 4241 N Dixie Blvd serves as a local point of contact within Tower Loan’s broader nationwide service network. The company’s core functions typically include loan origination, underwriting aligned with risk-based pricing, loan servicing, and customer support designed to facilitate loan fulfillment and repayment within the terms communicated to borrowers. Historically, Tower Loan’s strategy has involved building a branch-based retail network to reach customers who may rely on alternative financing avenues, while seeking to maintain clear terms and accessibility in its loan products.
Better than 45% of providers in Odessa
In addition to the primary service, Tower Loan also offers:
Links and information about Tower Loan:
Company Background Tower Loan is a consumer finance company based in the USA that specializes in providing personal loans primarily to underserved customers who may not have access to traditional banking credit. Founded in 1994, Tower Loan operates through a network of retail branches across multiple states, offering short-term and installment loans designed to help customers manage unexpected expenses or financial emergencies.... The company focuses on serving individuals with limited credit...
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basecreative.co.ukTower Loan provides personal lending services including online and in-person personal loans, installment loans, and financing options for home improvements and vacations. Use the CB Insights Platform to explore Tower Loan's full profile.
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Find answers to common questions
Tower Loan is listed as a financial service provider in Odessa, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Tower Loan to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Tower Loan, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Tower Loan with other providers in Odessa and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Tower Loan has a rating of 4.6, which is better than 45% of providers in Odessa.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Tower Loan requests. It is always best to call ahead using the phone number on this page so Tower Loan can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Tower Loan also offers: Loan agency, Financial institution.