Advance America is a consumer finance company that operates as a network of storefronts and online services providing short-term lending and related financial products. The organization traces its roots to the late 1990s, establishing a national footprint through rapid store expansion and partnerships with lenders, aiming to offer convenient access to cash solutions for customers. Its primary functions include payday-style loans, short-term installment lending, and associated financial services designed to facilitate immediate liquidity for individuals. The organization’s operations span multiple states, delivering in-person services at physical locations as well as online application and funding channels, enabling customers to initiate and manage loans remotely. In locations like Odessa, TX, the entity provides regionally accessible consumer financing options, consistent with its broader national business model, while adhering to applicable regulatory requirements for its lending activities. The organizational focus remains on delivering accessible credit products within a structured regulatory framework and maintaining diversified channels for customer service and loan administration.
Better than 84% of providers in Odessa
In addition to the primary service, Advance America also offers:
Links and information about Advance America:
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stores.advanceautoparts.comAdvance America 11,958 followers on LinkedIn. Advance America helps millions of hardworking people with a variety of personal financial solutions Founded in 1997, Advance America is a leading provider of consumer financial services dedicated to helping people achieve financial stability. Our customers are more than transactions; each interaction reflects our commitment to respect, understanding, and transparency. Through our seamless online and in-store services across 23 states, we've...
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Find answers to common questions
Advance America is listed as a financial service provider in Odessa, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Advance America to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Advance America, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Advance America with other providers in Odessa and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Advance America has a rating of 5.0, which is better than 84% of providers in Odessa.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Advance America requests. It is always best to call ahead using the phone number on this page so Advance America can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Advance America also offers: Loan agency, Financial institution, Money order service.