B & F Finance at 1522 E 8th St, Odessa, TX 79761 is a regional financial services organization focused on accessible consumer lending within Texas. The entity operates as a network of lender locations and online services designed to provide short-term and personal loan products to individuals, with emphasis on rapid evaluation and funding processes for qualified applicants. The organization’s footprint spans Texas and neighboring markets, offering services that cater to borrowers seeking flexible terms and convenient repayment options.
NATURE AND HISTORY B & F Finance is part of a broader family of lenders that have operated in the Southwest for several decades, building a presence through multiple storefronts and regional branding. Historically, such entities have aimed to serve customers who may face limited credit access by providing straightforward loan applications and quick disbursal mechanisms. The organization emphasizes customer service and accessible financing as core components of its operating model.
Core activities include personal loans and auto-related financing options, along with related consumer finance services. The enterprise emphasizes streamlined application methods and locally oriented service, with a focus on meeting immediate liquidity needs and providing flexible repayment terms consistent with individual financial circumstances.
Better than 16% of providers in Odessa
Links and information about B & F Finance:
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Find answers to common questions
B & F Finance is listed as a financial service provider in Odessa, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask B & F Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from B & F Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare B & F Finance with other providers in Odessa and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
B & F Finance has a rating of 3.5, which is better than 16% of providers in Odessa.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents B & F Finance requests. It is always best to call ahead using the phone number on this page so B & F Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, B & F Finance also offers: Loan agency.