Regional Finance is a local consumer lending organization that operates in Odessa, Texas, offering installment loan products and related financial services to individuals and families within the community. The organization’s model centers on providing accessible borrowing options to meet short- and mid-term financing needs, typically with a focus on straightforward application processes and rapid funding decisions. Historically, regional branches like this concentrate on serving nearby residents, building familiarity and reliability through in-person interactions and local branch staff who understand the community context. Primary functions include evaluating loan applications, administering loan agreements, collecting payments, and handling customer inquiries related to underwriting, terms, and repayment schedules. The operational scope generally emphasizes retail financial services at the branch level, with an emphasis on compliance with state and federal lending regulations, transparent disclosure of loan terms, and accessible customer support channels. As a locally located finance provider, the organization participates in the regional financial ecosystem by offering credit options that complement traditional banking services.
Address
3800 E 42nd St Suite 619, Odessa, TX 79762
Phone
(432) 61 48 186Website
branches.regionalfinance.comBetter than 42% of providers in Odessa
Links and information about Regional Finance:
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www.accuracast.comLooking for personal loans in Odessa, TX? Republic Finance provides fast, flexible loan options and financial solutions to help you meet your needs with competitive rates and local service.
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www.mapquest.comThe Finance Department strives to provide timely and accurate financial information to the citizens, Council, and the employees of the City of Odessa. The main objective is to minimize short and long-term costs of financial services by efficiently monitoring and managing City resources.
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Find answers to common questions
Regional Finance is listed as a financial service provider in Odessa, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Regional Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Regional Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Regional Finance with other providers in Odessa and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Regional Finance has a rating of 4.5, which is better than 42% of providers in Odessa.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Regional Finance requests. It is always best to call ahead using the phone number on this page so Regional Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Regional Finance also offers: Loan agency.